Screenshots
Watch trailer on Steam ↗Farm Debt Repay Life
Rail1000 · Published by Rail1000
Mixed — 64% positive (22 reviews) · 22 achievements
Last updated 28 Sept 2026
This simulation farm game features randomized resources and bonuses. Cultivate farmland, grow crops, mine minerals, craft tools, and repay your debt through hard work and wit. Along the journey, reside with three feline companions, seek their aid, befriend them, and uncover their secrets!
DJCTQ 12
£6.69
Lowest price we've ever recorded
View on SteamPrices can lag the live Steam store — always confirm before buying.
£6.69
Price history
4 Sept 2026Lowest: £6.69 · Highest: £6.6911 Oct 2026
Indie, RPG, Simulation, Casual · 2024 · More £5 - £15 games
Dive into a unique farm simulation where you repay debts by crafting tools, growing crops, and mining resources. Along the way, bond with three cat characters and uncover their mysteries in Farm Debt Repay Life's charming world.
About this game
Game description : This is a simulation game of managing a farm and planting crops, with totally randomized resource generation and various random gains. You will cultivate farmland, grow crops, mine minerals, smelt minerals, upgrade and make various tools here. But at the same time, you will also face a huge debt that is constantly increasing. You need to work hard to repay the debt. But don't worry, you can get more than 90 kinds of random gains, which will greatly help you increase your earning ability. During this process, you will also live with three cat girls, try to get their help, make friends with them, and explore their secrets!
Game Features :
Rich resources, free to explore. You can freely explore here, collecting abundant resources and various minerals in the wild (refreshed once a week) to develop and operate the farm.-
[/img][b] Reasonable expansion and control of finances. [/b] Although you are carrying a large amount of debt, and the interest will continue to increase (as in reality :)), you can borrow to expand properly, use the borrowed funds to grow rapidly, quickly accumulate wealth, reduce your debt, avoid heavy interest, and eventually become a financial management master.
[*][img width="48" height="48"][/img][b] Extract Buff, improve ability. [/b] You can spend a certain amount of money to obtain over 90+ buffs that will increase your ability to pay off debt to an incredible degree, such as reducing the growing time of crops, doubling the value of processed items, getting more fish when fishing, etc......
[/list]
[h2][u] Over 100 different kinds of food [/u][/h2]
[img width="416" height="224"][/img]
[h2][u] More than 20+ crops [/u][/h2]
[img width="448" height="288"][/img]
[img width="352" height="352"][/img]
[h2][u] Over 30+ species of fish [/u][/h2]
[img width="192" height="192"] 
Reasonable expansion and control of finances. Although you are carrying a large amount of debt, and the interest will continue to increase (as in reality :)), you can borrow to expand properly, use the borrowed funds to grow rapidly, quickly accumulate wealth, reduce your debt, avoid heavy interest, and eventually become a financial management master.
Extract Buff, improve ability. You can spend a certain amount of money to obtain over 90+ buffs that will increase your ability to pay off debt to an incredible degree, such as reducing the growing time of crops, doubling the value of processed items, getting more fish when fishing, etc......
Over 100 different kinds of food
More than 20+ crops
Over 30+ species of fish
Start your own farm and pay off your debts!
System Requirements
Will my PC run this? →Minimum
Minimum:
- Requires a 64-bit processor and operating system
- OS *: Windows 7 or greater
- Memory: 2 GB RAM
- Graphics: GTX750 or greater
- Storage: 500 MB available space
Recommended
Recommended:
- Requires a 64-bit processor and operating system
- OS: Windows 10 or greater
- Memory: 2 GB RAM
- Graphics: GTX750 or greater
- Storage: 500 MB available space
Supported Languages
English, Simplified Chinese, Traditional Chinese
Latest news
Patch NotesOfficial
1.1.1 update
1.1.1 updateRead full article on Community Announcements (Rail1000)Patch NotesOfficial
Version 1.1.0 update and release of free original soundtrack package
Content Update for Version 1.1.0 Added several debt repayment missions, allowing players to gain catgirl affection by repaying debts, facilitating faster unlocking of character backstories and acquiring new bonuses. Introduced a new cooking option in the kitchen. Players can now cook at the stove behind the dining table, unlocking recipes based on previously obtained food items and crafting them with certain ingredients. Fixed several bugs, including UI layering issues, font errors, and some crash problems. Added cloud save functionality, enabling players to upload save files to Steam Cloud. A new free original soundtrack pack has been released, containing all the music from the game, and players can redeem it for free. OST ......Read full article on Community Announcements (Rail1000)Patch NotesOfficial
1.0.8
1.0.8 updateRead full article on Community Announcements (Rail1000)Patch NotesOfficial
1.0.7
1.0.7 updateRead full article on Community Announcements (Rail1000)Patch NotesOfficial
1.0.6.2
1.0.6.2 updateRead full article on Community Announcements (Rail1000)
