Mortgage nightmares

About this game

A slice-of-life visual novel with an unusual plot. Befriend your new neighbors and try to get along with them!



Lena is an ordinary freelance designer who finally decides to move out of her parents' house into a mortgage-bought apartment. However, as soon as she crosses the threshold, strange things start happening – mysterious reflections in the mirror, groceries ending up in the trash...

It seems there's more to it than meets the eye. But what exactly is happening? You'll need to figure it out quickly before you run out of money for replacing all the broken light bulbs...



Series format - each episode can be played in chronological order or individually;

Interactive elements - interact with objects and move around the apartment;

Real-life helper - the journal helps you deal with adult life challenges like paying utilities, obtaining necessary documents, and other grown-up problems;

Numerous plot illustrations for every amusing (and not so amusing) situation;

Russian amateur voice acting by people passionate about the project;

And, of course, jokes about the mortgage!

Latest news

• Announcements·15 Oct 2024Official

  Q&A and devlog for the first episode

  Hello, everyone! Recently, “Mortgage nightmares” surpassed 1,500 players and 80 reviews! We want to express our gratitude for your support and feedback in the game discussions. Every review is important and helps us improve the game even more! Autumn is not the best season for continuing development, and we’ve certainly felt it. School and work have slowed down the update for the first episode, but we are not giving up, no matter what. In the remake of the first episode, the number of journal articles will increase - we will add information about self-employment and individual entrepreneurship, as well as a small note titled “What you can and cannot do with a mortgaged apartment.” Due to real-life commitments, development is moving slower than we’d like, so to avoid releasing a rushed version of the episode, we are delaying the update’s release to late November to mid-December. Most frequently asked questions and answers: Will there be adult content in the game? At this time, the game is rated 12+, and we do not plan to increase it with erotic scenes. Our goal is to present adult life in a light-hearted way, not shift it towards eroticism. Auto-play doesn’t work - will you fix this? We are already working on it! The text window will have an indicator showing when a line is finished, and auto-play will be set to the shortest interval by default. Will you add Steam achievements and cloud saves? We are already brainstorming fun achievements with the team. Each episode will have 3 to 7 achievements. We are reading through Steam Cloud documentation - if all goes well, cloud saves will be included in the new version of the first episode. Will the game remain linear? The main story will remain linear for 4 to 5 episodes, with small branches like answering a call from your mom or looking through a photo album. But we’ll make up for the linearity with lots of interactivity. :) If you didn’t find your question here, feel free to ask it in the discussion of this post—we’ll pro...
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• Patch Notes·6 Sept 2024Official

  We’re working on the update for the first episode!

  Hello everyone! We want to thank you for your feedback in the reviews and discussions! Our team has decided to enrich the first episode with new content! What you can expect in the next update: A completely rewritten storyline for the first episode! New characters! Which ones? That’s still a secret 🤫 More interactive elements and more items in the box; New music and voice acting; More tutorial materials in the journal! ACHIEVEMENTS AND STEAM CLOUD SAVES! The first episode update is planned for release at the end of October or early November — just in time for Halloween! Before the update is released, we’ll host a small Q&A session where you can ask your questions, and we’ll do our best to answer them without spoilers :) We’ll see you at the end of September in the Q&A post! Don’t lose us 😉
  Read full article on Community Announcements (flying.bird.studio.official)